Terms & conditions

By accessing, browsing or submitting information on carfinancesydney.com.au (the Website), you agree to these terms. If you do not agree, do not use the Website.

Who we are

The Website is operated by Simple Loans Pty Ltd (ABN 76 681 628 526), an Authorised Credit Representative (Credit Representative Number 541339) of Afas Group Pty Ltd (Australian Credit Licence Number 414426). Car Finance Sydney is a trading name used by Simple Loans Pty Ltd.

What this service is

We operate as a finance enquiry and referral service. We are not a lender. We do not approve credit, we do not set interest rates, and submitting an enquiry is not an application for credit and not an offer of credit. Whether credit is available to you, and on what terms, is determined by a lender after its own assessment.

Eligibility

The Website is intended for Australian residents aged 18 years or over. By using the Website you represent that you meet this requirement.

Your information

You agree that the information you provide is true, accurate and complete, and that you are authorised to provide it. Submitting knowingly false information may result in your enquiry being declined.

Indicative figures

Any repayment figures, rates or ranges shown are illustrative estimates generated from generic assumptions. They are not a quote, not an offer, and do not take your objectives, financial situation or needs into account. Actual figures depend on lender assessment and the terms of any credit contract offered to you.

No credit or financial advice

Nothing on the Website is credit advice, financial advice or a recommendation that a particular product is suitable for you. Consider your own circumstances and seek independent advice before entering into any credit contract.

Availability and access

We do not guarantee the Website will be available without interruption or free of errors. We may change, suspend or withdraw the Website, or restrict your access, at any time, including where we reasonably believe you have breached these terms.

Intellectual property

The content, design and trade marks on the Website are owned by or licensed to Simple Loans Pty Ltd. You may not reproduce or redistribute them without permission.

Liability

Use of the Website is at your own risk. To the extent permitted by law, and subject to any rights you have under the Australian Consumer Law that cannot be excluded, we exclude liability for loss arising from your use of the Website or reliance on its content.

Governing law

These terms are governed by the laws of NSW, Australia.

Changes

We may update these terms. The current version is always available at carfinancesydney.com.au/terms.